About us
Embark Financial operates under Twenty-Nine Eleven Life Group LLC and powered by Pinnacle Life Group IMO with two goals in mind; protect families and provide opportunities. As an insurance brokerage, our partnership with the top A and A+ rated companies affords our clients the best possible solutions for Final Expense, Mortgage Protection, General Life Insurance, Annuities, Financial Planning, Medicare, Health Insurance and more! Whether your goal is generating lifelong, tax-free, retirement income or just get out of debt, we have you covered. We also offer career opportunities for those aiming to become financially free and build generational wealth. Whether being one of our clients or working with us, we always look to help enhance your position in life.
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Check out our Frequently Asked Questions here.
Our Process
Our process begins with understanding your financial needs and goals. Our team works with you to design a customized insurance plan that meets your unique requirements. We provide you with a detailed estimate of the coverage and premium rates to help you make an informed decision. Our team is available for on-site consultations to answer any questions you may have. Once you have selected a policy, we take care of the paperwork and ensure a hassle-free experience for you.
At Embark Financial, we are committed to providing our clients with the highest quality insurance products and services. We work with the leading insurance providers to ensure that our clients have access to the best policies at competitive rates. Our team of experienced professionals is dedicated to providing personalized service and support to our clients. We are always available to answer any questions or concerns you may have and ensure that you are satisfied with our services.
The 8 Benefits of a Brokerage
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Independent and Unbiased Advice: Unlike captive agencies, which represent only one insurance company, a brokerage is not tied to any specific insurance provider. This independence allows brokers to offer impartial advice and compare policies from multiple insurers, ensuring clients get the best coverage that suits their unique needs and budget.
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Access to a Wide Range of Products: Brokers have access to a diverse portfolio of life insurance products from various companies. This variety allows them to tailor policies to fit individual circumstances, taking into account factors such as age, health status, financial goals, and family situation.
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Competitive Pricing: With access to multiple insurance companies, brokers can shop around to find the most competitive rates for their clients. This ability to compare prices ensures customers get the best possible premiums for the coverage they desire.
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Personalized Service: Life insurance brokers focus on understanding their clients' specific requirements and financial situations. They take the time to explain policy options, answer questions, and guide customers through the decision-making process. The personalized attention enhances customer satisfaction and ensures they make well-informed choices.
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Advocacy and Claims Assistance: Brokers act as advocates for their clients throughout the policy lifecycle, including during the claims process. If an unfortunate event occurs, brokers can assist beneficiaries in navigating the claims process and ensuring they receive the rightful benefits.
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Ongoing Policy Reviews: Life insurance needs can change over time due to various life events like marriage, the birth of children, or career changes. A brokerage offers periodic policy reviews to assess whether the current coverage still meets the client's evolving needs, recommending adjustments if necessary.
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Specialization in Niche Markets: Some life insurance brokerages specialize in serving particular niche markets, such as high-risk individuals or those with complex financial situations. This expertise allows them to find suitable policies for clients who might face challenges with traditional insurance companies.
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Long-Term Relationships: Brokers prioritize building lasting relationships with their clients. They aim to be the trusted advisors who continue to assist and support customers throughout their life insurance journey, providing peace of mind and reliability.